The average 15-year fixed mortgage rate is 3.13 percent with an APR of 3.32 percent. The 5/1 adjustable-rate mortgage (ARM) rate is 3.86 percent with an APR of 6.97 percent.
Best interest rates for home mortgages. Mortgage rates chart. Compare lenders for not only the “lowest” interest rate, but also the ideal mortgage terms. Some lenders may have a slightly higher interest rate, but may offer lower closing costs. Here is a comparison chart of lenders who are anxious to speak to you about financing your new.