USDA Loans Direct offers customers with the once in a lifetime opportunity to buy their dream homes with help of a USDA home loan, a rural home loan program which requires zero down payment. We process USDA Loans nationwide, across all 50 states.
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To determine if a property is located in an eligible rural area, click on one of the USDA Loan program links above and then select the Property Eligibility Program link. When you select a Rural Development program, you will be directed to the appropriate property eligibility screen for the Rural Development loan program you selected.
USDA/RHS Loans. USDA/RHS loans are eligible to low-income residents in rural areas. The income level cutoff varies and is determined based on the average median income in each area. They are fixed-rate, low interest loans that don’t generally require a down payment.
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